The PJ (poor joke) above might no longer remain a PJ if banana peel is replaced by a typical problematic situation one encounters in daily routine. The question remains unanswered then: Why do some people find it difficult to act beyond cure? They do think 'Prevention is The Best Cure' though! I was no different from them! But now my journey is gathering speed, hopefully in the direction that the blog is supposed to drive towards. Checkout my other blogs and work at http://www.worldOFkaizen.com/

Thursday 28 February 2013

That's how some business partnerships work


Take-care Take-care 
Free-pack could be a Curse-pack Dear customer
That you may murmur later

These Maiku (My Haiku) poetic lines got shaped while I was on a flight.
Seat pocket in front of me was stuffed with reading material and 'offers-on-board' for 'captive target market'.

Here is a picture of one of that about 'business partnerships' and that of an 'air-pillow' kind of pack received free-of-cost (courtesy a partner). It was a delight.

I photographed them both ignoring embarrassing look by my co-passenger. That's how I behave: an idiosyncratic fellow taking odd pictures such as around even a wash-basin, catching 'innovative styles' of someone blowing nose.

My so-called delight was short-lived as I found only four biscuits inside, against expectations that the inflated 'air-pillow' size pack seemed to raise. The innovative shape of the biscuits made them 'look bigger' that actually were 'smaller in weight'. 
The pack itself was a 'bag full of gas': A near-empty ppromise! 

Isn't it too much that a miser customer like me expects on a budget-airline. No wonder that the co-passenger was embarrassed.

Anyway, coming back to business of this blog-post, that's how some business partnerships work if not most.

The other day someone asked my opinion on an offer that came his way: "Indigo diesel available for 2.5 lacs. 2012-model."

I told him what an old car dealer often suggests. Price may be good but mechanic should check out engine condition. Check if it's an accident-car (changed-color remark on RC book is one clue); Kilometers ran (check if the dial is changed); Single-owner (and a known owner is good); Clear papers, etc.

My friend appeared insistent: "It is available from Maruti's second-hand dealer. So the offer should be reliable."

I shared with him my learning "from reliable sources" that there do exist 'partnerships' as a part of a typical 'business strategy'. Sometimes they are in the interest of customer. Sometimes they are Cozy-Nexus solely in the interest of the supply-chain itself as in following example:

- A typical 'second-hand-dealer' (let's call him a SCD), for instance, has an arm's length connection with a 'new-car-dealer' (let's call him a NCD) who makes an 'exchange offer'.
- NCD sends a valuer of SCD while offering a test-drive of a new vehicle.
- After exchange-deal is through, the SCD takes away old car and sells it on demand-supply criterion or with a mark-up of 30% margin whichever is higher. 
- So both the SCD as well as NCD do have vested interests in trying to push through the respective deals. Rightly so for them although not for customer! They are in business!!

In such cases the marketeer tends to oversell. But a prospective customer should behave business-like when s/he comes across an 'attractive-offer' like "Indigo diesel available for 2.5 lacs. 2012-model". After all her money is 'hard-earned'.  

The old-car dealer's suggestions referred earlier need to be viewed in light of this. That's also a reason why a single owner, a known owner as a direct-seller (without a middle-man) in-for a 'distress-sale' is more likely to be a good value-deal. Provided of course a reliable mechanic certifies condition even if it means paying his fees to inspect for 'some strings attached', if any.

Is it a value-deal then you need to ask every-time someone claims it to be a 'Unique-offer'?

Is it a value-deal when you go to buy biscuits that 'look-bigger'? or
Is it a short-term value on offer when so-called 'partners' offer you something FOC (free-of-cost) with a pack that looks disproportionately bigger? Are there any strings attached to the offer? or
Is it a value-deal when a telephone subscriber gets a movie-ticket free if s/he buys one on Tuesdays?
Is it a value-deal when you get 'Buy-2-Get-3' kind of free-offers?

Sometimes yes! Other-times no!!

Thursday 14 February 2013

Make checklists your friends

For some reason I wanted to close savings account operated by three-joint-holders; me,  my wife and my son based more than 500 kilometers away from us.

Bank officer checked our account and advised that all the three holders must sign an account-closing form. Accordingly, my son collected a blank form locally and couriered it to me. We signed it and went to submit it to the bank.

The bank officer says: You should have closed the fixed deposits linked with the account before closing the savings account.

How can you expect customer to know this technical procedure?

"I am sorry madam, but I should have told you about this", apologizes the officer.

Damage is already done: rework, delay, etc.
Real apology could have been the officer going beyond first-aid that of giving additional form in above case.

Why can't people use simple checklists associated with a given step in a process or a procedure such as (titled) 'Checklist items to check before closing a savings account' in above case.

But yes! This is what happened in a leading private sector bank in India. In fact, the technology they already had with them could have been harnessed to create a mistake-proof pop-up (as a Pokayoke Kaizen as in Japanese-Management or rather The Toyota-Way to work). It should have reminded the user to 'check' the items in-lieu of the manual 'checklist' as above.

Why do people over-depend on their memory? Why can't they reserve it as a ram (in computer) for processing rather than to memorize?

Same was the case in a leading telephone company. The customer attendant asked me to wait because he didn't know exact details of the 'plan on offer'.

After 10-minutes waiting, a spiky-hair-styled man walked in, 'smelling' cigarette as he explained the plan without even looking at computer or a paper. "Leaflet stock-out" was the reply when asked.

He was touted as a 'memory-freak'. Perhaps he too seemed to enjoy it taking it as a pride.
A false pride seemed to got nurtured by himself or by people surrounding him at home or at work.

While writing this blogpost, a service mechanic from the above telephone company enters my home with 'smelling socks'. Had the smell been little stronger, I would have vomited if not fainted.


An excellent company would keep and train their visiting staff on a 'Do-Don't Checklist such as follows:

Before entering Indian homes 

Don't gate-crash. Take appointment and be on time (not in-time). 
Press door bell just once. Don't keep it pressed too long. 
Gently knock the door if bell is non-functional. Don't hammer it impatiently (treating it like a nail). 
Wear identity card and show it. 

Remove shoes. Remove smelling socks. 

Greet before entering.
Don't keep your bags, tools, etc. on furniture.
Take permission before sitting on sofa.

Actively and completely listen to customer complaints. 
Check if job is completed to the customer's satisfaction.

I would like to add visual-aids in support of checklists wherever possible & in particular in support of the last point above.

Visual-aids such as in picture depict certain principles that can be practised to benefit in various situations. A typical visual-aid might contain a sketch sequencing a job to be done in order to prevent forgetfulness or might color-code wires to be connected in order to prevent wrong connections or might provide PEEP slots in a frequent-travelers bag, etc.


When there is a Place-(SLOT)-for-Everything and if Everything-is-(NOT)-in-Place (PEEP), the empty SLOT, if any, reminds user of the 'missing things'. This idea is a part of Five-S (Seiton) practice for continual improvement.

At individual level, a person with a passion to excel (and wishing not to regret the result of forgetfulness later) would keep an individualized 'Do-Don't Checklist & visual-aids' on him as and when needed, be it while going to the market or while going to work or play. He does this although others may consider this as an idiosyncratic practice.

At individual level, a person with a passion to excel (and wishing not to regret the result of forgetfulness later) would keep an individualized 'Do-Don't Checklist on him as and when needed, be it while going to the market or while going to work or play.


Like an enemy, memory behaves funny exactly when you are in need 
Like a friend-in-need, checklists make you productive indeed

Also read a few relevant blogposts hereunder: Please do consider leaving a comment or sharing this post.

Aesthetics Spills-Over Function, Want Spills-Over Need (Part-1)
Aesthetics Spills-Over Function, Want Spills-Over Need (Part-2)
Do you exercise your choice meaningfully
What You See Isn't What's Made
You seem Reasonable if you appear Un-reasonable
Wish To Be Planet-Friendly?: Save! 
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